How did you pay for your car?
Were you one of the lucky ones who could handover the exact cold, hard cash in full? Or were you like the 84.5% of drivers who used some type of finance to get their car?
What do you want to learn today?
Free Credit Freezes Are Coming Soon
Looking for stronger ways to protect your credit? Thanks to a new federal law, soon you can get free credit freezes and year-long fraud alerts. Here’s what to look forward to when the law takes effect on September 21
4 Ways to Save Money With a Fluctuating Income
Getting paid a steady salary is great, but it’s not a reality for everyone.
We live in a world of freelancers, independent contractors, side hustlers and commission-based jobs. Although this type of work doesn’t offer the same consistent paycheck, there are still ways to budget and save money when you have a fluctuating income.
The Beginners Guide to Getting Your First Renters Insurance Plan
While the idea that millennials can’t afford homes because they’re eating too much avocado toast is a bit far fetched, it is true that the majority of millennials are renting their homes. The flexibility, affordability, and ability to rely on someone else to maintain the property are all reasons why renting is on the rise.
Are you saving enough for taxes?
If you work as a contractor or freelancer, you’re a part of the gig economy, and you may be required to pay the IRS the self-employment tax.
Traveling Abroad for Less than the Cost of Summer Camp
Last summer I did something I have never done before, I took the summer off with my kids. A back packer in my previous life (e.g. pre-kids and pre-career) I traveled solo through SE Asia. While, my days of hostels and packed buses are long behind me, this summer taught me an amazing lesson. Traveling solo with kids is not only possible for parents but the rewards are many! The best part—if you travel to places where the cost of living is low and you play the airline card game, you can do so for less than the cost of many kid’s summer camps.
The (Budget-Friendly) Joy of Gift Giving
We all like to know we’ve brightened the day of someone we love and care for. Choosing to spend a little extra money on a gift for someone special may seem like it’s worth it right now, but if you have to deviate from your budget, then it might not be the best idea in the long-run.
Five End of Year Savings Tips
As we approach the end of the year, there is no better time to evaluate the progress you have made towards your savings goals, set some new ones for the upcoming year, and see if there aren’t a few specific ways you can still save some money before the year is over.
‘Tis the Season for Saving!
The holidays are quickly approaching, and with the glitter and glam can come stress, anxiety, and impulse. As Benjamin Franklin said, “Failing to plan is planning to fail.” Consider using some of these tips to keep from being overwhelmed, overworked, and overspent!
Save Money and Give the Gift of Time This Holiday Season
According to the National Retail Federation’s recent survey, more than 164 million Americans plan to shop over Thanksgiving weekend and Cyber Monday. And of those, a whopping 20 percent plan to shop on Thanksgiving Day.
