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Is Leasing Ever Cheaper Than Buying?

How did you pay for your car?

Were you one of the lucky ones who could handover the exact cold, hard cash in full? Or were you like the 84.5% of drivers who used some type of finance to get their car?

What do you want to learn today?

Traveling Abroad for Less than the Cost of Summer Camp

Traveling Abroad for Less than the Cost of Summer Camp

Last summer I did something I have never done before, I took the summer off with my kids. A back packer in my previous life (e.g. pre-kids and pre-career) I traveled solo through SE Asia. While, my days of hostels and packed buses are long behind me, this summer taught me an amazing lesson. Traveling solo with kids is not only possible for parents but the rewards are many! The best part—if you travel to places where the cost of living is low and you play the airline card game, you can do so for less than the cost of many kid’s summer camps.

The (Budget-Friendly) Joy of Gift Giving

The (Budget-Friendly) Joy of Gift Giving

We all like to know we’ve brightened the day of someone we love and care for. Choosing to spend a little extra money on a gift for someone special may seem like it’s worth it right now, but if you have to deviate from your budget, then it might not be the best idea in the long-run.

‘Tis the Season for Saving!

‘Tis the Season for Saving!

The holidays are quickly approaching, and with the glitter and glam can come stress, anxiety, and impulse. As Benjamin Franklin said, “Failing to plan is planning to fail.” Consider using some of these tips to keep from being overwhelmed, overworked, and overspent!

Finally! We can get rewarded to budget!

Finally! We can get rewarded to budget!

Budgeting…yes I know, some people might think it’s boring. But I think budgeting is exciting, because it puts you in charge of exactly where you want your money to go.

Speaking of being in control of your money, when was the last time you got rewarded for your planned spending? I am not talking about some of those credit cards that give you 1% cash back and then charge you 25% in interest and hundreds in fees. I’m talking about a time when you were in control of your finances, planned ahead, stuck to your budget and got a financial reward for it.

5 Holiday Mistakes That Could Cost You

5 Holiday Mistakes That Could Cost You

The holidays are just around the corner, which means it’s time to enjoy vacations, catch up with family and old friends, and eat great food. While the holidays are about quality time and making memories, it’s easy to get caught up with spending money.

How to Avoid Holiday Overspending

How to Avoid Holiday Overspending

Have you ever joked with friends or family following a get-together that you’d been “overserved”? It’s a tongue in cheek expression, acknowledging that you exceeded your prudent limit of food or drink (and are now paying the price), but blaming someone else. You’re not fooling anyone, of course, but it spares your pride to jokingly fault the host instead of yourself.

How to Save During the Holidays

How to Save During the Holidays

This time of year can put lots of extra strain on your budget, from costumes and candy for Halloween, to a turkey that feeds your extended family for Thanksgiving, to decorations and gifts galore for Christmas, Hanukkah, and Kwanzaa.

Saving during the holidays doesn’t just mean saving on various elements of the celebrations. It also means sticking to more long-term savings goals and avoiding accumulation of new debt. America Saves has compiled some tips to help you plan for a fun and fulfilling holiday season while not drowning in expenses

How April Budgeted Her Way to A Million Dollar Net Worth at 38 – April Stewart

How April Budgeted Her Way to A Million Dollar Net Worth at 38 – April Stewart

Budgeting can be a tedious task, but if it can get you to a million dollar net worth status would you still not do it?

Knowing the ins and outs of her money made all the difference for April Stewart, an engineer with a passion for personal finance. Driven by financial freedom from debts and mortgage that binded her since the age of 22, April Stewart hit a million dollar net worth by the age of 38!

On this episode, April will share how she’s been able to her achieve her financial goals with budgeting, discipline, consistency and being focus.

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Futures and forex trading contains substantial risk and is not for every investor. An investor could potentially lose all or more than the initial investment. Risk capital is money that can be lost without jeopardizing ones’ financial security or life style. Only risk capital should be used for trading and only those with sufficient risk capital should consider trading. Past performance is not necessarily indicative of future results.

Hypothetical performance results have many inherent limitations, some of which are described below. no representation is being made that any account will or is likely to achieve profits or losses similar to those shown; in fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program. One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk of actual trading. for example, the ability to withstand losses or to adhere to a particular trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading program which cannot be fully accounted for in the preparation of hypothetical performance results and all which can adversely affect trading results.