Saving - Finances Demystified

What is a Robo Advisor and Are They Right For You?

This is a sponsored post curated by me on behalf of Charles Schwab. All opinions are 100% mine! Finally, the robots are coming to make our lives easier just like predicted on The Jetsons….well, kind of. Technology has in fact come along and made our lives so much...

SAVING

This One Change Saved Me Money on My Taxes!

This One Change Saved Me Money on My Taxes!

This is a sponsored post by H&R Block, however, all opinions are my own. It’s official, I made the switch! After using TurboTax for years, I decided to make the switch to H&R Block! If you have been following me on Instagram, you know that I had quite a few...

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4 Ways to Save Money With a Fluctuating Income

4 Ways to Save Money With a Fluctuating Income

Getting paid a steady salary is great, but it’s not a reality for everyone.

We live in a world of freelancers, independent contractors, side hustlers and commission-based jobs. Although this type of work doesn’t offer the same consistent paycheck, there are still ways to budget and save money when you have a fluctuating income.

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The (Budget-Friendly) Joy of Gift Giving

The (Budget-Friendly) Joy of Gift Giving

We all like to know we’ve brightened the day of someone we love and care for. Choosing to spend a little extra money on a gift for someone special may seem like it’s worth it right now, but if you have to deviate from your budget, then it might not be the best idea in the long-run.

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Five End of Year Savings Tips

Five End of Year Savings Tips

As we approach the end of the year, there is no better time to evaluate the progress you have made towards your savings goals, set some new ones for the upcoming year, and see if there aren’t a few specific ways you can still save some money before the year is over.

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5 Holiday Mistakes That Could Cost You

5 Holiday Mistakes That Could Cost You

The holidays are just around the corner, which means it’s time to enjoy vacations, catch up with family and old friends, and eat great food. While the holidays are about quality time and making memories, it’s easy to get caught up with spending money.

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How to Avoid Holiday Overspending

How to Avoid Holiday Overspending

Have you ever joked with friends or family following a get-together that you’d been “overserved”? It’s a tongue in cheek expression, acknowledging that you exceeded your prudent limit of food or drink (and are now paying the price), but blaming someone else. You’re not fooling anyone, of course, but it spares your pride to jokingly fault the host instead of yourself.

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© 2018 Finances Demystified, LLC All Rights Reserved.

Futures and forex trading contains substantial risk and is not for every investor. An investor could potentially lose all or more than the initial investment. Risk capital is money that can be lost without jeopardizing ones’ financial security or life style. Only risk capital should be used for trading and only those with sufficient risk capital should consider trading. Past performance is not necessarily indicative of future results.

Hypothetical performance results have many inherent limitations, some of which are described below. no representation is being made that any account will or is likely to achieve profits or losses similar to those shown; in fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program. One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk of actual trading. for example, the ability to withstand losses or to adhere to a particular trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading program which cannot be fully accounted for in the preparation of hypothetical performance results and all which can adversely affect trading results.