A credit report looks at some of your bill paying history, public record information, how often you have applied for credit, and how you have used credit. It shows how much credit you have, how much of your available credit you are using, whether you have made your payments on time, and whether debt collectors have reported that they are attempting to collect debt that you owe.read more
How did you pay for your car?
Were you one of the lucky ones who could handover the exact cold, hard cash in full? Or were you like the 84.5% of drivers who used some type of finance to get their car?read more
Looking for stronger ways to protect your credit? Thanks to a new federal law, soon you can get free credit freezes and year-long fraud alerts. Here’s what to look forward to when the law takes effect on September 21read more
Getting paid a steady salary is great, but it’s not a reality for everyone.
We live in a world of freelancers, independent contractors, side hustlers and commission-based jobs. Although this type of work doesn’t offer the same consistent paycheck, there are still ways to budget and save money when you have a fluctuating income.read more
While the idea that millennials can’t afford homes because they’re eating too much avocado toast is a bit far fetched, it is true that the majority of millennials are renting their homes. The flexibility, affordability, and ability to rely on someone else to maintain the property are all reasons why renting is on the rise.read more
If you work as a contractor or freelancer, you’re a part of the gig economy, and you may be required to pay the IRS the self-employment tax.read more
Last summer I did something I have never done before, I took the summer off with my kids. A back packer in my previous life (e.g. pre-kids and pre-career) I traveled solo through SE Asia. While, my days of hostels and packed buses are long behind me, this summer taught me an amazing lesson. Traveling solo with kids is not only possible for parents but the rewards are many! The best part—if you travel to places where the cost of living is low and you play the airline card game, you can do so for less than the cost of many kid’s summer camps.read more