Budgeting…yes I know, some people might think it’s boring. But I think budgeting is exciting, because it puts you in charge of exactly where you want your money to go.
Speaking of being in control of your money, when was the last time you got rewarded for your planned spending? I am not talking about some of those credit cards that give you 1% cash back and then charge you 25% in interest and hundreds in fees. I’m talking about a time when you were in control of your finances, planned ahead, stuck to your budget and got a financial reward for it.
When it comes to investing, there are quite a few things you have to consider. How much money can you afford to invest, do you want to invest one time, weekly, monthly? Should you buy stocks, bonds, mutual funds, ETF’s? Do you need a financial advisor or can you do it yourself?